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銀行房屋借款利息









▲水龍頭+大澡盆。（圖／翻攝自Dcard）

網搜小組／綜合報導

許多人回家喜歡泡熱水澡，洗去一整天的疲憊，而現在大部分家庭，是採用乾溼分離的淋浴間，不過你知道嗎？原來還有很多人的家裡，既非浴缸也不是淋浴間，而是以最古早的方式洗澡呢！

一名女大生在「dcard」貼文表示，「到現在家裡依然還是住三合院，用的水是家外面那口井，洗澡是最古早的方式，一邊是熱水、一邊是冷水 」。從照片中可見，原PO家中的浴室連蓮蓬頭都沒有，只有水龍頭和接水的大澡盆而已。

貼文PO出後引起廣大共鳴，同樣是用「水龍頭接水」洗澡的網友們，紛紛回應道「我家也是三合院，洗澡也是這樣XD」、「至少你家還可以轉熱水，我家就真的只能把冷水裝完，拿去煮到滾再跟桶子裡的冷水結合」、「天啊我阿祖家是三合院也是這種」、「我們不是三合院，可是也沒有蓮蓬頭」、「找到同伴了 嗚嗚，每次帶朋友回家都好怕被笑」。

另外，還有人家更累，是用「灶煮水洗澡」，就有網友表示，「我家是燒的...」、「我朋友家是用柴火銀行企業貸款率利計算在燒水洗澡耶，」、「而且她住市區」、「我家都用大灶自己燒，我也會燒」。

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2017-02-0303:00

NOT LEAVING: Uber is also to put on hold a planned cooperation with local taxi operators that was supposed to start this month, a public relations official saidBy Lauly Li / Staff reporterUber Taiwan, a local subsidiary of Uber Technologies Inc, yesterday announced that it is suspending its ride-hailing service from Friday next week after four years of operations, marking a setback for the US company in a years-long dispute with local authorities.“We hope that pressing pause will reset the conversation and inspire President Tsai Ing-wen （蔡英文） to take action,” Uber Taiwan said in a statement.The company’s announcement came amid an order from the Ministry of Transportation and Communications to halt its operations in Taiwan.The ministry yesterday slapped the company with combined fines of NT$232.1 million （US$7.46 million）.Uber Taiwan said it does not plan to leave the Taiwanese market nor does it plan to downsize its personnel here, a public relations official said.There is no time frame for how long the suspension will last, the official told the Taipei Times by telephone.Uber hopes its decision to halt its service will enable it to have a more friendly dialogue with Taiwanese authorities, she said, adding that the company is hoping to resume operations in Taiwan.The services to be put on hold will include Uber’s planned cooperation with local taxi operators, named UberTaxi, which was planned to start this month, the official said.The company’s meal delivery service UberEats, which was launched in November last year, will continue to operate, as it is different from the ride-sharing business model, the official said.The San Francisco-based company in 2013 launched its ride-hailing service in Taiwan by registering as an Internet technology service provider with a paid-in capital of NT$1 million.The company’s activities have upset local taxi operators and Taiwanese authorities, as they regard Uber as a company that should be regulated as a transportation firm rather than an Internet service provider.Uber has more than 100,000 drivers and accumulated more than 15 million trips in Taiwan in the past four years, while its app has been downloaded more than 1 million times, according to company data.Last year it expanded its ride-hailing service from Taipei to three other cities — Taoyuan, Taichung and Kaohsiung — and offered 15 percent discounts to encourage ridership, despite lawmakers and authorities repeatedly saying that the service is illegal.The dispute escalated when the company called on Tsai in an open letter on Nov. 17 last year, asking the president to convene a public hearing on the ride-sharing economy instead of communicating with the Ministry of Transportation and Communications — a move that was interpreted by local media as disrespectful to the ministry.新聞來源：TAIPEI TIMES

工商時報【蘇嘉維╱台北報導】

整合觸控功能的面板驅動IC（TDDI）成為智慧手機市場新主流，面板及觸控驅動IC廠敦泰（3545）今年可望受惠這波趨勢，推出的TDDI規格IDC晶片接獲華為、OPPO、vivo、LG等訂單，今年還可望打進三星供應鏈。法人預估敦泰今年IDC晶片出貨量上看1億套，全年每股盈餘將「坐三望四」。

此外，敦泰耕耘已久的指紋辨識IC今年也可望開花結果，在系統大廠以及手機業者開始採用情況下，敦泰今年指紋辨識IC出貨量可望遠超過1,000萬顆水準，成為台灣第1大，明年則有機會挑戰全亞洲第1大。

由於蘋果iPhone 8傳出將採用可支援AMOLED面板的客製化TDDI晶片，讓TDDI再度成為今年智慧型手機市場焦點。

敦泰自去年起開始量產出貨IDC晶片，去年第1季出貨僅100萬套，第2季成長至200～300萬套，第4季已經出貨逾600萬套，成長速度相當驚人，IDC產品更成為敦泰去年轉虧為盈的關鍵武器。

目前敦泰的客戶群幾乎囊括大陸前幾大手機廠，如華為、小米、聯想等皆是敦泰合作夥伴，日韓大廠則有夏普、索尼、LG等品牌。敦泰表示，去年與競爭對手新思國際（Synaptics）已經瓜分了整個TDDI市占率。隨著智慧手機為了節省內部空間，紛紛開始轉而採用內嵌式（in-cell）觸控面板，TDDI產品絕對是廠商首選，預估今年將會有2億顆的市場規模，敦泰將可拿下半數。

敦泰目前在低溫多晶矽（LTPS）市場與新思勢均力敵，但是在用氫化非晶矽（a-Si）市場由於敦泰成本相較對手具有優勢，因此預期敦泰將能在a-Si市場取得領先地位，今年有望衝破5成的市占率。敦泰預估IDC晶片出貨量有機會突破1億套水準，營運業績可望大幅成長。

法人預期，今年首季雖然因農曆春節假期影響，工作天數較少，但由於今年IDC產品滲透率可望從去年5％升至15～20％，因此今年1月客戶拉貨力道將略為削減，2、3月將大幅上衝。法人預估敦泰今年首季業績有機會較去年第4季持平或微增，全年營收可望較去年成長3成，毛利率站穩25％，每股盈餘可望守穩3元、上看4元。敦泰則不評論法人預估財務數字。
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